Small Business Insurance

Business Owners Policy (BOP)

A packaged plan designed with small businesses like yours in mind. BOP covers general liability, business property (equipment, furnishings, inventory, etc.) and business interruptions. Speak with one of our insurance experts about endorsements that may be available to also cover advertising liability, crime and cyber liability.

General Liability

The type of coverage almost every business finds necessary. General Liability protects against claims arising from the business’ physical location during regular business operations. This typically covers "slip and fall" incidents, but may also be endorsed to cover limited business property.

Professional Liability (Errors & Omissions)

Protects from claims arising out of negligence or mistakes. Errors and Omissions coverage is a good fit for insurance agents, real estate professionals, accountants and travel agents.

Workers Compensation

Required insurance for businesses with employees. Provides medical and wage benefits for people who are injured or become ill while doing their work.

Commercial Auto

Coverage for cars and trucks used during deliveries, as company cars, food trucks and for commercial trucking. This type of protection typically offers higher limits of liability and personal auto. It may also include Comprehensive and Collision.

Cyber Liability

Digital protection for today’s small businesses. Protects against data breaches, including personal data, credit card info, emails, etc.